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How You Can Simplify a Home Insurance Claim

Try out these suggestions to help your home insurance claims process go more smoothly.

While having good homeowners insurance gives you peace of mind, the idea of having to file an insurance claim for damage to your home can seem like a daunting task. Luckily, there are things that you can do to make the claims process go a bit more smoothly for you. Try out these tips to simplify your home insurance claim.

  • Call Your Agent ASAP

One way to make your claims process a little easier is by calling your insurance provider as soon as possible after your home sustains damage. The sooner you call your agent, the sooner you will be able to get the claims process over with. Just remember that you should only place this call after taking the necessary steps to secure your loved ones in a safe location.

  • Take Photos

If it is safe to do so, snap pictures of your home’s damage. Try to get as many pictures from as many different angles as possible. If you are able to, you should also try to get a photo of the root cause of the damage (such as a fallen tree). These pictures will help the claims process, as it will help your claims adjuster get a better idea of the extent of your home’s damage.

  • Save Your Receipts

If you had to buy supplies to prevent the damage from spreading or had to stay in a hotel while your home was being repaired, make sure you save these receipts. In fact, you should save all things that document the expenses related to your home’s damage. In some cases, your policy will actually reimburse you for these expenses.

Try out these suggestions to help you with your home insurance claim.  Are you looking for the right coverage for your home?  Turn to the professionals at Scautub Agency in Scotia, New York.  Our highly-trained professionals are ready to assist you with all your coverage needs.  Contact us to get started today.

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