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When This Happens, Review Your Life Insurance

How to know when it’s time to review your life insurance coverage.    

When was the last time you sat down for a life insurance review? If you’re like many New Yorkers, it has been a while since you took a look at your policy to make sure it still meets your family’s needs. To ensure a life change doesn’t leave your loved ones with insufficient coverage, review your life insurance when these events happen.

  • Your family size changed. If you got married or had a baby, you should look at your policy to confirm it offers enough protection for your growing family. If you got divorced or had a death in the family, review your beneficiary and double check that you have the right person named.
  • You got a raise. If your salary has increased, you need to increase your life insurance coverage. After all, you would not want your loved ones to have to struggle to survive on the income you earned a decade ago, would you?
  • It’s been a couple of years. Even if you haven’t gone through a major life event, if it has been more than two years since you last looked over your policy it’s time to dig it out. Some of life’s changes come more subtly and just because you haven’t undergone an obvious transformation doesn’t mean your family’s needs have stayed the same. Connect with your dedicated insurance agent and spend an hour looking over your coverage. He or she will be able to answer questions and make adjustments so that when you leave his or her office, you’ll have security for your family and peace of mind for yourself.

For all of your New York life insurance questions, contact Scautub Agency. Our knowledgeable Scotia staff is here to make sure you have the insight you need to make the right choice for your coverage. We can help you stay protected during all of life’s changes. Call us today!

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