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Why You MUST Review Your Insurance Policies Annually

Reviewing your Scotia Insurance PolicyThe majority of us have a long list of insurance policies we hold. When you first purchased your home, you were required to take out a homeowners’ insurance policy with your mortgage loan. When you purchased your car, you were required to have auto insurance before you left the lot. When you started your business, you purchased a business insurance policy to protect your company’s assets. Since the initial purchase of all these policies and whichever additional policies you hold, how many times have you conducted a policy update and review?

There is an overwhelming amount of individuals who assume purchasing the insurance policies is enough. However, reviewing your insurance policy at least once a year is imperative if you want optimal protection, and the best value for your dollar. If you are one of the many individuals who fail to review their insurance coverage each year, we suggest making your policy update appointment today! Gathered are just a few reasons why policy reviews are extremely important:

  • Many individuals realize during their policy review appointment that they are actually missing out on a substantial amount of insurance discounts. You may finally be eligible for the experienced driver discount, or perhaps your traffic violation is ready to be forgotten. You will never know if you do not review your policy each year!
  • Likewise, you may be able to reduce coverage if your circumstances have changed. For example, if your child has just left for college and will not be operating a vehicle while out of state, you may be eligible to reduce coverage and receive a discount.
  • Many individuals also miss the opportunity to bundle policies, if they do not review their policies annually. Bundling can land you substantial discounts on your insurance premiums.

Contact Scautub Agency in Scotia for all of your New York insurance needs. We can schedule an appointment where you and your agent can thoroughly evaluate your insurance policies to make sure you are receiving optimal protection!

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