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The Importance of Updating Your Home Inventory

Here’s why you should update your home inventory this spring.

While most people associate spring with cleaning, there’s another household activity that you should take care of this season. This spring, you should make sure to update your home inventory. A home inventory is a comprehensive list of all the personal belongings you keep in your home. While updating your inventory is admittedly tedious, it is still an important task to undertake. Here are a few reasons why having an updated inventory is so critical.

One reason why you should update your inventory is that it can help you determine the replacement cost of your belongings. Because most homeowners insurance policies only cover the cost of stolen or damaged possessions up to a certain dollar amount, knowing how much your belongings are worth can help you determine whether you have the insurance coverage that you need.

Another reason why it’s a good idea to have an updated home inventory is that it can help you take stock of your possessions after a burglary, fire, or other devastating event. If you ever find yourself in a situation where you have to file a claim for missing or damaged items, you can use your inventory to determine which belongings you need to file a claim for.

These are some of the reasons why you should update you home inventory this spring.  Are you looking for assistance with your homeowners insurance?  Don’t hesitate to contact us at Scautub Agency in Scotia, New York.  Our dedicated team is ready to assist you with all your insurance needs.

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