Here’s how students can save on their car coverage.
No one wants to pay more for their auto insurance than they have to. However, for broke college students, saving money is even more important. Fortunately, there are many ways that students can save on their car coverage. Here are some of the money-saving strategies that you should try.
- Compare Different Policies
Every insurance company is different, and each one will offer you different rates. This is why it’s so important to compare multiple options to ensure that you are getting the coverage that you need at a price that you can afford. Rather than doing this on your own, speak to an agent at an independent insurance company. Independent insurance companies work with multiple carriers and will compare these providers on your behalf. They will offer you options from different insurance carriers and allow you to choose the policy that fits your needs and budget the best.
- Take a Defensive Driving Course
Many auto insurers will offer discounts for drivers who prove that they are safe and responsible on the road. Enrolling in a defensive driving course is one way to show your insurance provider that you are committed to low-risk driving behaviors. On average, students who enroll in these types of courses save up to 10% on their insurance premiums. Additionally, completing a defensive driving course can also remove insurance points from your driving record. As drivers with clean records access lower auto insurance rates, this is just another way that taking a defensive driving course will help you save on your car coverage.
- Maintain a Good GPA
Most insurers will also offer good student discounts. This is because statistics show that good students are less likely to get into auto accidents. Typically, you must maintain a GPA of 3.0 or higher or be named on your school’s dean’s list to qualify for good student discounts. It is also important to note that these discounts are only typically offered to full-time students under the age of 25. You will need to provide proof of your grades (with a verified report card, transcript, or letter signed by a school administrator) to access the discount.
This is how college students can save money on their auto insurance. Are you looking for the right auto insurance to meet your needs and your budget? If so, then contact the experts at Scautub Agency in Scotia, New York. We are ready to assist you with all your car coverage needs today.