Here’s what you should do following a car accident.
If you are like most drivers, then the idea of getting into a car accident (even a minor one) is a worst-case scenario. Unfortunately, sometimes accidents are simply unavoidable. If you ever find yourself involved in a minor auto accident, here are some of the steps you should take to handle the situation.
1) Report the Accident to the Police
If someone has suffered an injury, even a minor one, then you need to contact the police to report the accident. Even if no one seems to be injured, it’s still a good idea to make a report with the authorities. Having an official police report of the incident will help you when you go to file a claim with your auto insurer.
2) Gather the Necessary Information
You should be sure to exchange information with the other involved parties. For instance, you should exchange your insurance, contact, and vehicle information with the other drivers. If there are witnesses to the accident, then try to get their names and contact information as well. You should also be sure to take pictures that document the scene of the accident and the damages caused by the crash. This information can be used by the authorities and your insurer to help determine who was at fault for the accident.
3) Contact Your Insurance Provider
Finally, after you have jumped through all the official hoops and properly documented the incident, you should call your auto insurance provider to report the accident. Relay what happened as accurately as possible and share any information that you have at that time. This will allow your agent to jumpstart your claims process and can help you secure the coverage that you need as soon as possible.
If you get into a fender bender, take these steps to handle the situation. Remember, dealing with auto accidents is much easier when you have the right auto insurance on your side. To secure the car coverage that you need, contact the experts at Scautub Agency in Scotia, New York today.