How Does Your Driving Record Affect Your Car Insurance Costs?
Clean Record = Big Savings
Safe driving pays off! Drivers with a clean record often enjoy the lowest car insurance premiums.
A single speeding ticket could raise your insurance rates by 20–30%. Drive smart to avoid extra costs.
Minor Violations Can Still Cost You
Major Offenses = Major Rate Hikes
DUIs and reckless driving can spike your premiums by over 50% — or even lead to non-renewal.
Multiple Incidents Make You High-Risk
Frequent violations? Insurers may label you high-risk, meaning much higher costs or limited options.
Incidents Don’t Stay Forever
Most violations drop off your record in 3–5 years. The longer you drive safely, the more you save.
Contact Scautub Insurance Agency
at
518-346-3427 today for a personalized quote.
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