Navigating a Total Loss: What to Expect and How to Handle It

Understanding Total Loss

Learn what happens when your car is declared a total loss after an accident, when repair costs exceed its value.

Options for Keeping Your Car

Discover your rights to keep your vehicle, but be prepared for deductions from the settlement if you choose to do so.

Transferring Ownership

If you decide not to keep your car, understand the process of transferring ownership to your insurance company and receiving your entitled settlement.

Start Your Vehicle Search Early

Find out why it's crucial to begin looking for a replacement vehicle as soon as you're informed of the total loss, especially if you have rental coverage limitations.

Getting Your Settlement

Learn about the importance of having necessary documents, like your title and lien release, and how settlements work in relation to what you owe on your car.

If you want to know more about Auto Insurance, contact the experts at Scautub Agency in Ballston Avenue Scotia, NY. Click on the link below to contact us today.